How Do You Like Your New Credit Card Chips?

I was in Moline, Illinois recently speaking at the Women's Connection and had an opportunity to meet some wonderful people. If you need a speaker for your next event, please call me.
I was in Moline, Illinois recently speaking at the Women’s Connection and had an opportunity to meet some wonderful people. If you need a speaker for your next event, please call me.

Where would we be without credit cards? Yet, when we opened up our bookstore, nearly 27 years ago, we didn’t even have credit cards. I remember going to our first Christian Booksellers Convention when we either paid with cash or wrote checks for everything. It’s interesting to see how much has changed in the way we buy and pay for our purchases.

Have any of you noticed that the new credit cards now have chips in them? I was curious about that, so I did some research and found out they are supposedly safer than the ones we simply swipe.

Since I have a small business, all my records are safely guarded. However, many large businesses, especially internet businesses, keep track of where you purchase, what you purchase and how much you purchase.

“Every time you go shopping, you share intimate details about your consumption patterns with retailers. And many of those retailers are studying those details to figure out what you like, what you need, and which coupons are most likely to make you happy.”

Many people would be uncomfortable if they knew this, but using credit cards allows more details to be retained and sold to marketing firms than using cash.

On our show today, we talk with credit card expert, Jeff Baxter about these changes and what they mean to you.

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WHAT YOU CAN DO…

1.) Do your credit cards now have chips in them? Hit our “Comment” button just above this section and let me know what you think about this. Let me know about your experience with it.

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This Week On Home Front:

How Do You Like Your New Credit Card Chips 2

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A Little Bit of Humor

How Do You Like Your New Credit Card Chips 3

 

 

6 Comments

  • Marshall

    I am worried about the “skimmers” I’ve hears about. Concerning collection of info about my purchases, it doesn’t bother me. However, the sharing of that info does.

  • Melody Jeffries

    We decided about 15 years ago that we would no longer us credit cards, & I don’t regret this decision. We do have debit cards for our bank account, but they do not have the chips in them.
    My employer gave me a credit card to use to make purchases for our agency. Thus far, I have found that the chip only works with the store’s machine about half of the time, and the cashier and myself are both usually confused as to how to use the card correctly. So, I have personally not seen much of an advantage to the chip.

  • Frieda Keough

    Cards with a chip are more secure and it is very difficult to copy the information. The current magstripe contains lots of information about you, the cardholder and can be easily hacked, scanned or copied by various unsavory methods.

  • Mindy

    Yes, I’m aware of the new RFID chip and I don’t care for it, as a matter of fact I don’t care for credit and debit cards. I’d much rather use cash or write checks. I’m not into the tracking part. Square keeps sending me notices telling me that I need to upgrade my swiper but I refuse to.

  • Dan Benson

    Look, this is just another step in going to the very soon coming cashless economy.
    How will this happen?

    We will default on dollar and bonds.

    On the other side there will be a totally digital money system with very little credit, your accounts will receive a massive “haircut” as well as you IRA 401K.

    We will be on par with the third world standard of living, that’s why we have all these illegal new workers are here. It’s the new work force, working for a lot less, totally dependent on Govt.

    The dollar will also be worth even less. You will lose your mortgage because you won’t be able to pay it. You will be too poor.

    The banks are already making planes to get rid of all “brick and mortar buildings; USAA Bank is now like that.

    All credit cards w/o a chip will be cancelled, this is just another step for the final chip or mark where you can’t buy or sell without it.

    The only answer is to be a good steward of your assets and your relationship with Christ must be solid. Because soon you will nothing else to fall back on but Him.

    • VRW

      Revelation 13:16-17King James Version (KJV)
      17 And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name..

      STEVE COUGHLIN, Author Catastrophic Failure: Blindfolding America in the Face of Jihad: Stephen Coughlin: 9781511617505:

      Timeline for jihadist attacks on the West
      Falsehoods in Obama’s “War on ISIS”
      The West’s submission to sharia

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